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Accounts

Create and manage different account types for your customers. Use Collection Accounts to receive payments into virtual accounts that settle into your business account, or use Wallet Accounts (Beta) to create customer wallets with configurable KYC levels and balance management.

⚡ Disposable Accounts📌 Reserved Accounts👛 Wallet Accounts (Beta)

Choose Your Account Type

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Disposable Accounts

Single-use · Time-limited

Short-lived virtual account numbers that expire after a duration you control (expireIn, in seconds). Best for one-off payment collection. Account numbers are not unique—always reconcile transactions using the paymentRef, not the account number.

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Reserved Accounts

Persistent · Customer-tied

Permanent virtual account numbers assigned to a customer or reference. Designed for recurring payments and long-term customer identification. Always reconcile using the reference.

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Wallet Accounts (Beta)

Beta · Customer Wallets

Create customer wallet accounts, retrieve wallet details and balances, and manage wallet KYC levels. Wallet Accounts are designed for businesses that need customers to hold funds and operate under configurable KYC tiers.

Always reconcile by reference—not account number

Collection account numbers can be reassigned after expiry or closure. Track every transaction using the paymentRef (disposable) or reference (reserved) from the webhook payload—not the account number.