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๐Ÿฆ

Accounts

Collect payments via virtual accounts and manage your wallet. Create disposable accounts for one-off collection or reserved accounts permanently tied to a customer. Funds settle directly into your business settlement account.

โšก Disposable (time-limited)๐Ÿ“Œ Reserved (persistent)๐Ÿ’ผ Wallet balance & statements

Account Typesโ€‹

โšก
Disposable Accounts
Single-use ยท Time-limited

Short-lived virtual account numbers for processing one-off payments. The account expires after the expireIn duration you set (in seconds). Account numbers are not unique across customers โ€” always reconcile transactions using the paymentRef, not the account number.

๐Ÿ“Œ
Reserved Accounts
Persistent ยท Customer-tied

Permanent virtual account numbers assigned to a specific customer or reference. These accounts remain active across multiple payments until you explicitly close them. Always reconcile by reference โ€” account numbers may be reassigned after closure.

Reconcile by reference โ€” not account number

Account numbers for both disposable and reserved accounts can be reassigned after expiry or closure. Always track transactions against the paymentRef (disposable) or reference (reserved) field from the webhook/event payload.

Endpointsโ€‹

Wallet
Disposable Accounts
Reserved Accounts